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Accidents Involving Uninsured Drivers

In many types of accidents, the parties involved are simple to identify. The drivers and their insurance companies are those parties who will be working to resolve the situation in a timely and effective manner so everyone involved can move on.

What happens, however, when the person responsible for the crash is uninsured? Who can a victim take legal action against and how can they recover compensation for the damages they have sustained? It’s important to understand what rights and options individuals have when involved in an uninsured motorist crash in New York.

What Options Do Victims Have?

So if the liable party doesn’t have insurance coverage, who compensates a victim? Drivers may opt to carry uninsured motorist coverage with their own insurance company. This means that should they be involved in an accident with an uninsured driver, their own insurance company would be responsible for the compensation.

You may be able to take legal action against the person responsible for the crash, but without insurance coverage, there is no guarantee that you will be compensated. This means speaking with a legal professional to discuss what your rights are and how you can recover for the damages you’ve sustained.

To help protect your rights following a crash involving an uninsured motorist, you should ensure you take the following steps:

  • Gather a police report with full details of the accident as told to law enforcement by you, the other party if possible, and any witnesses.
  • Get medical records to show that you did in fact sustain an injury as a result of the crash. Go to the emergency room immediately following a crash.
  • Save all of your records and receipts that you may have received from paying for medical treatment, property repairs, medication, and more.
  • Evidence is important, so if you are physically able to, take pictures of the scene of the accident, your vehicle, and any visible injuries you may have.

At Levine and Wiss, we understand how difficult it can be to endure a crash and go without answers regarding who is responsible. Whether you are involved with an uninsured motorist crash or the driver performed a hit and run, you deserve to have someone on your side fighting for what’s right.

Our New York uninsured motorist accident attorneys are standing by, ready to help victims right the wrongs they’ve faced. We seek compensation on your behalf so you can move forward with peace of mind.

Contact our legal team today.