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How Car Accident Claims Work

Car accidents are frustrating for everybody involved. It can be difficult to balance insurance companies, damage to your vehicle, and receiving care for medical injuries.

If you have recently been involved in an auto accident, you are likely looking for ways to proceed with your car accident claim so that you can get back to your life. Here’s a look into what happens when you file an auto accident claim.

  • Your Insurance Company Handles the Claim – Regardless of who caused the accident, you will be dealing with the insurance companies, not with the other driver, when settling for damages. Be sure to collect the name of the other driver and their insurance company. It is also a good idea to take photos with you phone of the accident scene.
  • A Claims Adjuster is Assigned to Your Case – After you have filed your case with the insurance company, a claims adjuster will be assigned to your auto accident case. They will review your insurance policy to make sure that you are covered for the damages and may contact you for more information.
  • They Will Cover Injuries and Repairs. The insurance company will cover your medical care and vehicle repair until fault in determined. Then, they will negotiate with the other driver’s insurance company to decide who pays in the end.
  • Your Insurance Company Will Work to Avoid Responsibility – Every insurance company wants the accident to be the other driver’s fault. If your insurance company does not offer you a fair settlement, you will need to contact an attorney that is experienced in car accident cases to get the compensation you deserve.

At Levine and Wiss, we have over 40 years of experience that includes experience defending insurance companies against claims. We understand the tactics that they use and can help you build a legal strategy for your case.

We offer FREE consultations — give us a call at 1-888-GOT-HURT!