Call Today
888.973.0344
Blog

What is No-Fault Insurance?

Did you know that you can file a “No-Fault” insurance claim in New York? NY is one of the 12 states that have No-Fault insurance laws in place to ensure that insurance companies pay for medical expenses, lost earnings and incidental costs, regardless of who is at fault.

What is a No-Fault Insurance Claim?

Whether you have been involved in a bicycle, truck, pedestrian, or automobile accident, No-Fault insurance claims ensure that you receive the compensation you need from your insurance company regardless of who was at fault in the accident. Your insurance company will pay your medical bills and reimburse you for some of your lost earnings up to the amount of your claim (or the state limit).

The intent behind the No-Fault law was to speed up the compensation process without the necessity of litigation to determine who is at fault in the accident. Here are a few of the factors that play into the No-Fault law.

  • The accident must have occurred in New York State.
  • The injured party must have been either the driver or passenger of the insurance vehicle or was a cyclist or pedestrian involved.
  • Motorcycles are exempt from No-Fault.
  • The vehicle must be registered in New York and insurance by a NY insurance policy.

If you have any questions about your No-Fault insurance claim or you are in need of legal assistance to get the compensation that you are entitled to under the law, don’t hesitate to contact our office. Our experienced attorneys are here to help you with all of your legal needs. Whether you are located on Long Island, Brooklyn, or NYC, give us a call at 1-888-GOT-HURT to schedule your FREE consultation with our workplace injury attorneys.