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What To Do If You're Injured In An Accident Involving A Taxi

New York taxi drivers have a reputation for driving fast, and on occasion, recklessly. While many of these drivers obey all traffic rules and regulations, some do not, and preventable accidents happen. In fact, there are an average of 11 taxi-related accidents that occur in New York City every single day.

As with accidents involving any other type of vehicles in New York, No-Fault insurance coverage is available regardless of who is to blame for the accident. However, the majority of taxi drivers only carry the minimum level of $50,000. If your injuries are severe, this may not be enough to fully compensate you or pay for all of your medical bills.

Fortunately, there is an additional layer of insurance that taxis are mandated to carry. Under the regulations promulgated by the New York Taxi and Limousine Commission, all licensed taxis and car services must carry a minimum of a $100,000/$300,000 policy. This means that the amount of liability benefits available is limited to $100,000 if one person is hurt in an accident. If more than one person is injured, a maximum of $300,000 in coverage is available.

However, it is significantly more difficult for an injured party to receive benefits under this type of insurance than it is under a No-Fault policy. Unlike No-Fault insurance, the injured party must prove that the taxi driver was at fault for the accident in order to receive benefits. This often results in the injured party being forced into litigation before any benefits from this additional policy are realized.

If you are injured in an accident involving a taxi cab, immediately write down or take a picture of the cab driver’s name and the taxi registration number – both of which are prominently displayed in New York City cabs.

To protect your rights in the event of an injury, turn to the experienced personal injury lawyers of Levine and Wiss, PLLC. Call toll free at 1.888.GOT.HURT (468-4878) or simply contact us online to schedule a free initial consultation. Our representation is offered on a contingent fee basis. We only collect attorneys fees if we secure compensation for you.